Solution

2FA/SCA for banks and service providers

Seal One enables banks and other service providers to implement robust 2FA/SCA and digital signatures for their end customers.

With Seal One, you can offer your customers a user-friendly, easy-to-use and highly secure PSD2/PSD3/PSR-compliant security procedure – send those outdated TAN procedures into retirement.

The solution for secure access and transactions

Cross-sector applications: banking, telecommunications, retail, customer portals, insurance.

Seal One enhances security whilst also improving convenience for customers.

The portfolio, which includes software and/or hardware for end customers, enables banks and other organisations to implement a cost-effective, risk-based solution, whereby they decide which components to roll out to end customers based on their individual needs.

Multi-partner by Design

The multi-partner design enables customers to use a single Seal One device to access applications and services from all Seal One partners. Communication is encrypted individually for each partner using their own key material, ensuring that no third party can gain access to another partner’s data.

The system was developed with the aim of enabling customers to use a Seal One device at various participating merchants. Customers who hold multiple accounts with one or more banks also only need a single device.

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Highly available 24/7 infrastructure

The Seal One solution is based on a multi-redundant always-on infrastructure and ensures compliance with all regulatory requirements (PSD2/3, PSR, DORA, etc.).

Quick and easy integration into existing infrastructure

Easy integration into existing workflows by reusing existing components via the Seal One API, which is made available to the partner. Support for all transaction types (bank transfers, change of address, product sales, etc.)

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Easy integration into existing workflows

Using the Seal One API for rapid integration into your systems

Cost-effective, as only public keys are stored

Easy integration into existing portals

Design principles of the Seal One solution

User-friendliness

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Easy to use. No prior technical knowledge required.

Security

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Tamper-proof transmission from the bank to the customer’s device or app.

Easy integration into existing infrastructure

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Seamless integration into the bank’s existing workflows and systems.

Multi-device support

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Customers can choose freely from the available options

Multi-Use

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Suitable for all business transactions involving various partners